# Lenders

Anyone can be a Lender.

Lenders are able to commit capital to any [Active Subscription Pools](/how-does-raiser-work/borrowers.md#active-subscription).

Lenders are equipped with access to tools such as [Credit Scores](/how-does-raiser-work/borrowers.md#credit-score) and [Credit Profiles](/how-does-raiser-work/borrowers.md#credit-profile) if provided by borrowers.

When a lender commits capital to a pool, they will be able to trace their activity and follow the status of all pools and their commitments under “My Account”. Lenders will also be able to claim their repayments, any collateral (*under default*), and/or any bonuses here.

Each time a lender makes a commitment to a pool, they are issued a token that pertains to a ZCB and will list on the [ZCB Market](/how-does-raiser-work.md#what-are-the-zcb-markets-on-raiser).


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.raiserdapp.com/how-does-raiser-work/lenders.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.
